99% of enterprices are small (<50 employees)


And 93% belong to the microsegment and together with small they produce 33% of the turnover and at least the same number of invoices, orders, order confirmations and the like. To get the economy moving towards the real time mode fast these need a tool for sending and receiving these documents that does not call for investments or applications installation. The answer is a template in the netbank for input and the payment network for transport. This has already been rolled out in Finland - it is a proven fact that it is needed and easy to accomplish.